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  • Terms & Condition

    Effective Date: April 1, 2025

    Welcome to Creditclicks.in

    By using our platform and services, you agree to comply with the following terms and conditions. Please read them carefully before registering or participating in our referral and credit card, Loan sales program

    1. Eligibility

    You must be 18 years or older to participate.

    You must provide accurate and complete information during registration.

    The platform is available to individuals residing in India and operating within bank-approved locations.

    2. Registration & Account Usage

    You are responsible for maintaining the confidentiality of your account credentials.

    Any unauthorized use of your account should be reported immediately.

    We reserve the right to suspend or terminate accounts that engage in fraudulent or unethical activities.

    3. Referral & Earnings

    Commissions are earned only for approved and activated credit card applications referred through our platform.

    Earnings are subject to verification by respective banks. Any rejected applications will not qualify for commissions.

    Commission rates and reward structures may change without prior notice.

    Payouts will be processed based on the bank’s payment cycle and our internal policies.

    4. Refer & Win Program

    Rewards are based on successfully approved and activated credit card referrals.

    Reward points can only be redeemed for listed gift items and cannot be converted into cash.

    Fraudulent referrals or misuse of the referral system may result in disqualification.

    5. Compliance & Ethical Conduct

    Users must follow all bank policies and regulatory guidelines while referring customers.

    Misrepresentation, misleading claims, or forcing individuals to apply for credit cards will lead to immediate termination of the account.

    Any involvement in fraudulent applications, identity theft, or illegal activities will result in legal action.

    6. Payment & Taxes

    All commissions and rewards are subject to tax deductions as per Indian tax laws.

    It is the user’s responsibility to report earnings and comply with applicable tax laws.

    7. Data Privacy & Security

    User data and customer information must be handled with confidentiality and should not be shared with unauthorized third parties.

    By using our platform, you agree to our Privacy Policy regarding data collection, usage, and protection.

    8. Limitation of Liability

    We act as a facilitator between users and banks; we are not responsible for bank decisions regarding credit card approvals or rejections.

    We are not liable for any losses, delays, or failures in payment processing due to banking issues or incorrect account details provided by the user.

    9. Modifications & Termination

    We reserve the right to modify these terms at any time without prior notice.

    We may terminate or suspend services for users violating terms, engaging in fraud, or misusing the platform.

    10. Contact Information

    For any questions regarding these Terms & Conditions, contact us at:

    +91 7229888859

    hos@creditclicks.in



    By using our platform, you acknowledge that you have read, understood, and agreed to these terms.

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